Hbmagazine

5 Points Plaza: Surf City’s Signature Shopping & Dining Destination

One of the best pieces of advice I was ever given is this: when traveling or looking for amazing shopping and dining hotspots, always ask the locals where they go. Nothing beats a great local reputation - and few retail developments in Huntington Beach have enjoyed such a long history of success as Surf City’s iconic shopping center: 5 Points Plaza, located on Main Street at Beach Blvd. A neighborhood fixture since 1961, 5 Points Plaza … [Read More...]

Everyone loves a winner.

If an investment is successful, most people naturally want to stick with it. But is that the best approach? It may sound counter intuitive, but it may be possible to have too much of a good thing. Over time, the performance of different investments can shift a portfolio’s intent — and its risk profile. It’s a phenomenon sometimes referred to as “risk creep,” and it happens when a portfolio has its risk profile shift over … [Read More...]

Systematic Withdrawals In Retirement

Many of us grew up with the concept that making regular, periodic contributions to our retirement account was a sound investment strategy. The idea was that, in a fluctuating market, regularly investing a set amount would enable an individual to buy more shares when prices were low and fewer shares when prices were high.¹ Does this mean that taking regular, periodic withdrawals during retirement makes similar good sense? Actually, it … [Read More...]

Help An Adult Read Better

Do you remember the moment you could read? Do you remember struggling with sounds or reading over and over your favorite story and practicing words you had just learned? For most of us, reading was a gradual process, introduced in elementary school, fine-tuned in high school, and critically important in adulthood. However, for many adults right here in the city of Orange, literacy has eluded them. They struggle with text the reader takes for … [Read More...]

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