Three Choices. One Century. A Lesson in Time and Compounding. Picture this. You time travel back to 1928. Jazz pours out of crowded clubs, new automobiles hum through city streets, and radios flicker to life in living rooms across America. In your pocket sits a crisp $100 bill. You have
Content provided by Snappy Kraken How much will a confident retirement cost you? You may already have a number in mind, but the real total can be higher than most people expect. While it is true that about 45% of retirees who stop working at 65 may run out of
Content provided by Snappy Kraken How much will a confident retirement cost you? You may already have a number in mind, but the real total can be higher than most people expect. While it is true that about 45% of retirees who stop working at 65 may run out of
By Gary Williams For many Orange County business owners, credit card processing lives firmly in the background—an automatic expense handled quietly while the real focus stays on customers, employees, and growth. Yet in recent years, those once-predictable processing costs have been steadily—and subtly—on the rise. The increases haven’t been dramatic
By Jody Robinson In Southern California, where ambition is as much a lifestyle choice as surfboards and sunrise walks, owning a business is often deeply personal. These are not just balance sheets and profit margins—they’re decades of early mornings, late nights, family sacrifices, and hard-earned pride. And eventually, for every
A multi-disciplinary team overseeing your complete financial picture If you are tired of playing middle-man between your CPA, financial advisor, and insurance agent, you are not alone. Most people have their tax, investment, and planning conversations in different places, with professionals who rarely see the full picture. At Prescott Tax
A High-Touch, Values-Driven Approach to True Wealth In today’s rapidly shifting financial landscape, it’s easy for investors to feel overwhelmed – by headlines, by market noise, and by the pressure to make the “right” decisions. But at Align Wealth Advisors, true wealth isn’t defined by market swings or account balances.
Are Americans saving enough? Only 19% of U.S. adults describe themselves as “very confident” when asked about their savings. Worry spots include retiring without enough money saved (16%) and anxiety about having a “rainy day” emergency fund (14%). These findings come from the 2018 Consumer Financial Literacy Survey conducted by
Examining a long-held retirement assumption. A classic retirement preparation rule states that you should retire on 80% of the income you earned in your last year of work. Is this old axiom still true, or does it need reconsidering? Some new research suggests that retirees may not need that much
A classic retirement preparation rule states that you should retire on 80% of the income you earned in your last year of work. Is this old axiom still true, or does it need reconsidering? Some new research suggests that retirees may not need that much annual income to keep up
HB Magazine is a monthly business lifestyle publication direct-mailed to residents of Huntington Beach, Fountain Valley and Sunset Beach since 2003. Editorial content includes entrepreneur profiles, business showcases, travel features, entertainment and destination dining.
Community Publications, LLC.
P.O. Box 73188
San Clemente, CA 92673
Publisher:
Jody Robinson
(714) 469-3495
jody@southcountymag.com
