United American Mortgage Company

Trusted, tried and true. That’s the reason why United American Mortgage has been successful for over 20 years. Since 1993, UAMC specializes in providing mortgage-financing solutions to homeowners and homebuyers. You’re almost tired of reading about it but it’s true: the mortgage meltdown hurt more than a few and people are still trying to recover. […]

How Will Working Affect Social Security Benefits?

By Ken Earwood In a recent survey, 67% of current workers stated they plan to work for pay after retiring.¹ And that possibility raises an interesting question: How will working affect Social Security benefits? To answer that question requires an understanding of three key concepts: full-retirement age, the earnings test, and taxable benefits. Full Retirement […]

Choose a Lender You Can Trust

by Teri Rapp Whenever you are choosing a personal loan or credit card, it’s important to know your lender. When you enter into a loan contract, your payment history affects your credit score, which can affect many future pricing and decisions. You want to make sure you are working with a reputable company that has […]

Where Will Your Retirement Money Come From?

by Ken Earwood For many people, retirement income may come from a variety of sources. Here’s a quick review of the six main sources: Tip: Retiring Older During the past year, one survey found 22% of workers have changed the age at which they expect to retire. The vast majority said they plan to retire […]

Traditional vs. Roth IRA

Traditional IRAs, which were created in 1974, are owned by roughly 37.0 million U.S. households. And Roth IRAs, created as part of the Taxpayer Relief Act in 1997, are owned by nearly 18.6 million households. Tip: Not Quite Anything. IRAs are free to invest in just about anything except collectibles like artwork, rugs, antiques, gems, […]

Where Will Your Retirement Money Come From?

Retiring Older During the past year, one survey found 23% of women and 22% of men have changed the age at which they expect to retire. The vast majority said they plan to retire later. (Source: Employee Benefit Research Institute, 2011.)For many people, retirement income may come from a variety of sources. Here’s a quick […]

9 Facts About Retirement

By Ken Earwood Retirement can have many meanings. For some, it will be a time to travel and spend time with family members. For others, it will be a time to start a new business or begin a charitable endeavor. Regardless of what approach you intend to take, here are nine things about retirement that […]